Ping An Easy Loan Application Conditions What is the

P2P online loan platform emerges endlessly, there are many people who may find it relatively unreliable, but Ping An Yi Lian is still a relatively good one. After all, relying on the big enterprise like Ping An Bank, the credibility should be It is relatively high, and Ping An Easy Loan has greatly relaxed the application conditions. The loan is easier. Almost everyone can borrow. What are the conditions for Ping An Easy Loan? How to lend a safe and easy loan? First, let's talk about the application conditions and apply for the following conditions: 1. Have Chinese nationality. 2. Age is 21-55 years old. 3.1. Office workers Work or live in the application place for not less than 6 months; have a stable career, the monthly income is not less than 3,000 yuan. 3.2. Private owners The industrial and commercial registration is over one year; the public or private flow is more than 20,000 yuan. 3.3. Property Owner There is a commercial property or a co-owner at the place of application (all mortgages are available). 4. Have a good credit history (holding credit card or mortgage loan and other bank loan records, and repayment is good). Ping An Easy Loan Insurance costs constitute premium + bank interest. The monthly premium rate is 0.9%-1.9% of the total loan amount. If you have unsecured vehicles and related documents, the monthly premium rate is 1.7% of the total loan amount. The monthly premium is fixed. Interest is charged by the cooperative bank, and the interest rate is 40% of the bank's benchmark interest rate, calculated according to the equal principal and interest repayment method. The following questions may be of concern to everyone: Q, according to my loan intention, can I calculate this account? For example, if the use is over, what is the total amount of principal and interest? A takes 50,000, 36, and 2.3% for the month, and the monthly is 2,531 yuan. But whether you meet the application conditions, whether the quota can meet your requirements depends on your specific situation. Q means that if it is 100,000, then the maturity and principal and interest will add up to almost 150,000? A such unsecured loans, the rate is generally around 2, then the annualized interest rate will be as high as 25%. 3 years is 75%. The use of 100,000 years is more than 170,000. So this type of loan is generally used for half a year. The right and left is appropriate. Q For example, the contract I signed is 3 years, I have used it for half a year, and the principal interest is about 115,000, right? What is the liquidated damages? If the loan bank is different, the proportion of liquidated damages is different. Generally, after 1-3% of the remaining principal is known, if you want to use the Ping An Easy Loan, the required application materials are: ID card, proof of residence, proof of income. , work certificate, proof of loan use, etc. This article comes from [System Home] www.xp85.com