Have you met? The 10 most prone to PC disasters (4)

        Question 4: Personal information is stolen!
Possible reasons: You may not know. Your credit report has been illegally stolen, or your social security number, credit card, and ATM machine withdrawal password.
Workaround: Take the following steps as soon as possible. (Some tips are provided by the Federal Trade Commission.)
1. Lose the ATM or credit card, declare the situation to the card issuer, and apply for a new account if it is necessary. And replace all PIN codes (Personal Identification Number, usually issued by the bank to the customer and the ATM card), including the newly applied card. Banks and credit card agencies require customers to submit written notice of stolen accounts. You can submit a notice in accordance with the Federal Trade Commission's fraud statement.
2, change the password of all your online banking.
3. Report to one of the following three credit agencies' anti-fraud departments: Equifax, 866/640-2273), Experian, 800/493-1058), and TransUnion, 800/916-8800) . A written report is required.
4, check your credit report (the credit agency has a copy) to see if there are illegal or wrong entries. Submit a written report requesting correction of the credit report.
5. Send the report of the local or stolen police station to the credit institution and keep a copy of it.
6. Send an ID theft complaint to the Federal Trade Commission. You can submit it online through the FTC's complaint form.
Avoid recurrence of problems: Every year, you can ask for a free credit report from any credit agency. If you can, check the credit report every four months to find out the difference with the actual situation. Use passwords and PINs that are not easily guessed or cracked. Try not to tell others about your social security number.